Basics

As a community builder, you might see opportunities to improve infrastructure, wellbeing, housing, or any number of other elements in your community. Perhaps you have a specific project in mind, but there are likely many community-driven initiatives in the works around you that could be realized with capital and local engagement. This is where building a Community Investment Fund (CIF) will be most effective.​

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The Definition of a CIF

CIFs are typically professionally-managed investment funds with two essential characteristics:
capital is sourced from people in the community (including from retail/non-accredited investors); and
capital is invested into local people, projects, and businesses that reflect the values and needs of the community.

A successful CIF benefits investors and the community through a positive rate of return and an influx of non-extractive capital to local businesses and development projects (such as renewable energy infrastructure, affordable housing, or community spaces). CIFs make local investing easier for investors looking to put their money somewhere where they will earn a monetary return and experience the positive social benefits of having a well-resourced local economy, without having to do due diligence on individual businesses and projects. It allows the aggregation of that work and oversight by investment professionals, making community investing accessible.

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Note: A comprehensive resource on CIFs can be found in our CIFs Handbook.

The Broader Context

CIFs are typically professionally-managed investment funds with two essential characteristics:
capital is sourced from people in the community (including from retail/non-accredited investors); and
capital is invested into local people, projects, and businesses that reflect the values and needs of the community.

A successful CIF benefits investors and the community through a positive rate of return and an influx of non-extractive capital to local businesses and development projects (such as renewable energy infrastructure, affordable housing, or community spaces). CIFs make local investing easier for investors looking to put their money somewhere where they will earn a monetary return and experience the positive social benefits of having a well-resourced local economy, without having to do due diligence on individual businesses and projects. It allows the aggregation of that work and oversight by investment professionals, making community investing accessible.

Frame 40(4)

Note: A comprehensive resource on CIFs can be found in our CIFs Handbook.

Common Strategies

CIFs are typically professionally-managed investment funds with two essential characteristics:
capital is sourced from people in the community (including from retail/non-accredited investors); and
capital is invested into local people, projects, and businesses that reflect the values and needs of the community.

A successful CIF benefits investors and the community through a positive rate of return and an influx of non-extractive capital to local businesses and development projects (such as renewable energy infrastructure, affordable housing, or community spaces). CIFs make local investing easier for investors looking to put their money somewhere where they will earn a monetary return and experience the positive social benefits of having a well-resourced local economy, without having to do due diligence on individual businesses and projects. It allows the aggregation of that work and oversight by investment professionals, making community investing accessible.

Frame 40(4)

Note: A comprehensive resource on CIFs can be found in our CIFs Handbook.

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